🧾 Tax Bracket Calculator
See which federal tax bracket your income falls into and understand effective vs marginal rate.
2024 Federal Tax Brackets
The US uses a progressive tax system — you pay each bracket's rate only on income within that bracket, not on all income. Being "in the 22% bracket" means your highest marginal dollar is taxed at 22%, not that all your income is. This is one of the most commonly misunderstood aspects of US taxation.
| Rate | Single | Married Filing Jointly |
|---|---|---|
| 10% | $0–$11,600 | $0–$23,200 |
| 12% | $11,601–$47,150 | $23,201–$94,300 |
| 22% | $47,151–$100,525 | $94,301–$201,050 |
| 24% | $100,526–$191,950 | $201,051–$383,900 |
| 32% | $191,951–$243,725 | $383,901–$487,450 |
| 35% | $243,726–$609,350 | $487,451–$731,200 |
| 37% | $609,351+ | $731,201+ |
People Also Ask
Single filers: $14,600. Married filing jointly: $29,200. Head of household: $21,900. The standard deduction reduces your taxable income dollar for dollar. About 90% of taxpayers take the standard deduction rather than itemizing — it's higher than itemized deductions for most people.
Reduce taxable income through pre-tax contributions: 401k (up to $23,000 in 2024), HSA ($4,150 individual), traditional IRA (up to $7,000 if eligible), FSA. Timing income recognition and deductions strategically can also help avoid crossing bracket thresholds.